Experian Research Finds More Than Half of Consumers Comfortable With AI Agents Applying for Credit as Financial Services Move Toward Agentic Commerce
β’ Experian released a study showing that more than half of consumers are comfortable letting AI agents apply for credit on their behalf. β’ The research, titled AI in Risk: The Rise of Agentic Commerce, surveyed 6,247 credit-active consumers across 13 markets in EMEA and Asia Pacific. β’ This shift toward agentic commerce, where AI autonomously handles transactions, suggests financial services must adapt their risk models to handle non-human applicants.
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