Banks and credit unions collected an estimated $12.4 billion in overdraft and bounced-payment fees last year - NewsBreak
• Banks and credit unions collected an estimated $12.4 billion in overdraft and bounced-payment fees from household checking accounts in 2025. • This total comes from a new tally by the National Consumer Law Center covering all financial institutions nationwide. • These costs hit consumers a year after Congress voted to block a federal rule that would have capped most of these fees at $5.
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