Experian Research Finds More Than Half of Consumers Comfortable With AI Agents Applying for Credit as Financial Services Move Toward Agentic Commerce
• Experian released a study showing that more than half of consumers are comfortable letting AI agents apply for credit on their behalf. • The research, titled AI in Risk: The Rise of Agentic Commerce, surveyed 6,247 credit-active consumers across 13 markets in EMEA and Asia Pacific. • This shift toward agentic commerce, where AI autonomously handles transactions, suggests financial services must adapt their risk models to handle non-human applicants.
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